As a black woman who did all of the things that society told me to do (went to college, law school and had a family), I was wildly unequipped to deal with the financial aspect of becoming an adult. I knew how to balance a checkbook, but learning how or why to develop an adequate emergency fund was not something that our family ever discussed. I am still digging myself out of financial mistakes made years ago.
Now, being fully thrust into adulthood, I’m tired of watching my community struggle. Women around me are working multiple jobs to make ends meet, never seeing the end in sight. When they finally decide to take the plunge to create their own destiny, they are too inexperienced to make sure that their ventures are successful and struggle alone to create something to be proud of.
My dream is to educate and help people, my family, friends, community to not make decisions because they are forced to, but because they want to. My first venture is Pathways to Financial Freedom Series.
FREE FOOD AND CHILDCARE
Session 1: Bringing Balance to Your Budget presented by Evelyn Flores of Edward Jones (June 7th)
The start of any good plan needs a solid foundation. You must understand how your money works and how to control it. A basic budget can change living from paycheck to paycheck to starting a six-month emergency fund. Come get some awesome knowledge from Ms. Flores.
Session 2: Relevance of Credit: Learn How to Build It, Sustain It and Repair It presented by Jessica Tassy of Bank of America (June 14th)
People increasingly depend on credit in their everyday lives, including using it to buy necessities. Let’s shake the foundation and learn how to make credit work to our advantage.
Session 3: How Insurance Can Protect Your Assets presented by Arleatha Henderson of Prudential Financial (June 21st)
If you haven’t done any asset protection planning, your wealth is vulnerable to potential future creditors and, should the worst happen, you could lose everything. Lawsuits, taxes, accidents and other financial risks are facts of everyday life. Though you’d like to believe that you’re safe, even the most careful person can experience misfortune. Insure Against: Death, Disability, Medical Risk, Long-Term Care, Liability, and Property Loss.
Session 4: Your Will, Your Way presented by Leonard Grant of Primerica Financial Services (June 28th)
Sadly, in lower socio-economic communities, too many people wait until they are deceased to let others take care of their estate. If someone dies without a will, their property goes into probate and will ultimate cost the family more. Learn how to write your own will or get help from a legal professional in this informational session.