April 20, 2017
Thousands of free financial education classes and seminars for consumers will be held throughout the U.S. during Money Smart Week, April 22-29.
Free Financial Education
Classes are open to people of all ages at businesses, financial institutions, schools, libraries, community organizations and government agencies throughout the country. They cover a wide variety of money-management topics including saving for college, buying a house, using credit wisely, managing student debt and financing retirement.
The educational events will be carried out by local and regional partnering organizations. In addition, there are several national partners, including the American LibraryAssociation, the Certified Financial Planner Board of Standards, the Consumer Financial Protection Bureau, Financial Planning Association and the United States Department of Agriculture Cooperative Extension.
January 18, 2017
The following post contains affiliate links. All opinions are my own.
In December, I went to my first blogging conference. I wasn’t sure what to expect or how I was going to navigate it. Really, I was scared of the commitment and whether I was going to take this blogging thing seriously. I volunteered for Shiftcon early on 2016 to make sure I couldn’t find a reason not to go.
Top 10 Finds from ShiftconShiftCon is an eco-wellness influencer conference focusing on food, wellness, health, sustainability, and platform growth. If you didn’t know, I started blogging because I was a Beachbody rep. Now, several years later, I’m no longer a rep, but I’m still blogging. So I thought ShiftCon would be a great fit for me. I’ll go over all of the reasons why I loved ShiftCon tomorrow, but today, I’m going to tell you about all of the wonderful goodies I received as an attendee.
10. Chili Lime Cherries by Stoneridge OrchardsA deliciously sweet, tart and spicy snack, the best things in life. These no fat, all-natural Montmorency Cherries are seasons with Tajin, which is just divine to suit a variety of taste buds.
9. Hemp Heart Bites by Manitoba HarvestI’ll be honest, I was skeptical. The squares looked dry. But once I tasted them, I had to double check the serving size to make sure I didn’t eat the whole bag in one sitting. With 10 grams of Omega 3&6 and 10 grams of protein per serving, These satisfy my sweet tooth AND my daily protein requirement.
8. Goddess Garden Sunscreen StickAt #ShiftCon we learned so much about the benefits of utilizing sunscreen, including how increasing the SPF doesn’t necessarily mean better for you. The added protection (and often the white residue) is because of unnecessary and unnatural additives. That’s not what I want, especially since I live in a state where the sun shines most of the time.
7. Monkfruit Sweetener by LakantoThe sweetener wars are intense, but I have found one that tops all others. Monkfruit Sweetener is a little sweeter than sugar, but has ZERO additives, ZERO Glycemic value, ZERO aftertaste and is a 1:1 sugar replacement. Use in place of sugar everywhere without spiking your insulin.
stopped using fabric softener
December 21, 2016
Amazon.com is providing the gift card prizes. Please read on for giveaway details.
I would have to say that I was hesitant to get Amazon Prime, so less than a year ago, I sent out a Facebook question:
Responses to this post really got me thinking and I joined shortly after.
At the time, I was not aware of the awesome Prime Photos aspect, but believe me, I have been wildly impressed. Amazon has taken the time to code Prime Photos to tag them, which means that I have been able to find a photo super quickly. After I logged in my family, I was able to quickly find old photos in mere seconds, as opposed to combing through thousands of photos.
December 11, 2016
This review has been compensated by Put Me in the Story.
Honestly, I am loving this new trend of getting personalized story books. I was able to personalize a lot of things as a child because April is so common and, well, it’s on the calendar. However, my siblings aren’t so “lucky”. They have beautiful names, but I could never find something personalized for them. Now, Put Me in the Story not only personalizes the book, it actually puts your child in the story!
Finding the Right Book for Each Daughter
Both of my daughters have very different personalities. Bee is kind and thoughtful, but often headstrong and persistent. Butterfly, on the other hand, loves to play princess and acts her role in the family – the baby.
November 23, 2016
Now that my children go to their independent school, our household budget has changed immensely. Before, my husband’s income was adequate to support our simple household. But now, we need to be able to finance sending three children to non-public education.
As early as last year, I’ve started working on my own ventures. So far, they have not yielded any real results. Late summer, I found an enterprise that I can see will give tangible results in the near future. However, the near future is not now. Building a business is still a process and working with a partner often leads to managing two people’s expectations: yours and the other person’s.
November 11, 2016
**This conversation is sponsored by GlassesUSA. All opinions are my own.**
Summer is over. And in Florida, a real winter is never coming.
Since moving here, I have noticed how much I miss seasons. Let’s be real, Southern California doesn’t exactly scream four seasons. Yet, I lived through several cold winters, including one that was in the 30s (with no heat, but that’s a story for another day).
But here in Florida, the average temperature is 75 all year long.
My first winter here I don’t recall it dropping below 70 at all. However, last year was great. For two whole weeks, I was sitting in a glorious 60-degree weather, digging out a light sweater for the first time.
October 30, 2016
On our way up the coast, my husband and I started talking about our career choices. He’s an aerospace engineer. I’m a lawyer. I love a lot of things about the law, but it doesn’t spark my creative side.
He asked me why I didn’t choose another career field since I clearly have passions in other areas. The truth of the matter is that I didn’t know about them.
I started using a computer at the age of nine. By the age of 12, I learned how to be a graphic designer with color separation (the old fashioned way). I have had a series of freelance design gigs since.
October 5, 2016
**This is not a disaster preparedness post. For those coming for that, I have linked guides for actual hurricane preparedness.**
If you aren’t on the East Coast, you probably haven’t heard much about Hurricane Matthews bearing down on the eastern seaboard, the largest in a decade. For this area, I believe it’s the largest since Hurricane Andrew in 1992.
Since my family and my mother live on the east coast, my sister called us out of worry. Neither of us are evacuating, we are both buckling down and preparing for the storm. She told me that I seemed calm, was it a big deal.
August 24, 2016
The essential oil revolution has brought out numerous claims. Some are completely legitimate, some are just sales tools and others are straight out lies.
Don’t get me wrong, I have a large variety of essential oils in my stash ready for many types of solutions.
One solution that has always struck me as questionable, at best, was the “a few drops of lavender oil on a washcloth is a perfect replacement for an all-natural fabric softener.”
My major question was: “How?” I wasn’t aware of softening properties of lavender.
August 7, 2016
One thing that gets under my skin is finding an item cheaper after I already paid for it. With Groupon Goods, I’ve never had that problem.
I told you a while back about the shopping haul. I still use all of those products and frequently search for more, checking out the app two or three times a week. But I don’t just take Groupon’s word for it, I check it out. Then I do two things: I research and I’m patient.
I wait for discounts and specials. It seems almost weekly, they will have a special on a particular item or type of items, like Groupon Goods.
July 15, 2016
Summertime is all about how to keep your kids occupied, still keep your sanity and your money.
I really wanted my children to take classes, but their ages range from 2 to 12 and I don’t have the time or the energy to run them to different places with possibly conflicting times. We decided that swim lessons would be a good start. We swam a little last year and I taught Bee to swim underwater, but nothing too complicated. Plus, she was too scared to go any significant distance. We went through our city’s Park and Recreation and found a class for them all.
June 10, 2016
As a black woman who did all of the things that society told me to do (went to college, law school and had a family), I was wildly unequipped to deal with the financial aspect of becoming an adult. I knew how to balance a checkbook, but learning how or why to develop an adequate emergency fund was not something that our family ever discussed. I am still digging myself out of financial mistakes made years ago.
Now, being fully thrust into adulthood, I’m tired of watching my community struggle. Women around me are working multiple jobs to make ends meet, never seeing the end in sight. When they finally decide to take the plunge to create their own destiny, they are too inexperienced to make sure that their ventures are successful and struggle alone to create something to be proud of.